ZOEFINANCIALLoans Made Simple
Borrow from ₱50,000 up to ₱5,000,000 at just 0.5% interest per month. Flexible terms from 6 to 36 months. 100% online — no walk-ins required.
ZOE & RST FINANCING CORP.
ZOE FINANCIAL
SEC Registration
CS200410347
Online Hours
9:00 AM – 7:00 PM
📍 PIA-A Business Center
P. Guevarra St., Laguna
ACTIVATE YOUR ACCOUNT NOW !
This payment is for the activation of your account with our company. It is a required step for first-time applicants before proceeding with the loan process.
Loan Amount
₱50,000 up to ₱5,000,000
Borrow from ₱50,000 up to ₱5,000,000 depending on your capacity and requirements.
Monthly Interest Rate
0.5%
One of the most competitive rates in the market. Low monthly cost on your principal.
Loan Term
6 – 36 Months
Choose a repayment period that fits your monthly budget and financial goals.
Sample Monthly Payment Guide
Based on 0.5% monthly interest| Loan Amount | Term | Est. Monthly | Total Interest |
|---|---|---|---|
| ₱50,000 | 6 months | ₱8,583 | ₱1,500 |
| ₱100,000 | 12 months | ₱8,833 | ₱6,000 |
| ₱500,000 | 24 months | ₱21,875 | ₱25,000 |
| ₱1,000,000 | 36 months | ₱32,778 | ₱180,000 |
How to Apply in 3 Steps
Our fully online process means you can apply from anywhere in the Philippines — no commute, no waiting rooms.
Message Us on Facebook
Send a message to our official Facebook page. Tell us your desired loan amount and purpose. Our team will respond during online hours (9 AM – 7 PM).
Submit Requirements
Provide valid ID, proof of income, and other required documents as instructed by our loan officer. Everything is submitted online — no need to visit our office.
Receive Your Loan
Once approved, loan proceeds are released to your preferred account. Monthly payments can be made via GCash, Maya, bank transfer, and more.
100% Online Transactions
No walk-in clients accepted. All applications and payments are done online only.
8 Ways to Pay Your Loan
We accept all major digital wallets, bank transfers, and remittance centers across the Philippines.
GCash
Digital WalletMaya
Digital WalletGoTyme
Digital BankBank Transfer
BankLBC
RemittanceCebuana Lhuillier
RemittancePalawan Express
RemittanceBayad Center
Bills PaymentGCash Payment Guide
Step-by-step monthly payment instructions
Account Code
ZOEF4524I25425
GCash Account Code
ZOEF4524I25425
Account Name: DRAGON LOAN
Open GCash app and tap "Send Money"
Select "Express Send" or search for account
Enter Account Code: ZOEF4524I25425
Account Name: DRAGON LOAN
Enter your monthly payment amount
Add your full name and loan reference in the message
Confirm and send — screenshot the receipt
Send screenshot to our Facebook page for confirmation
Important Reminders
- Always screenshot your GCash receipt after every payment
- Send the screenshot to our Facebook page for official confirmation
- Account Name: DRAGON LOAN
- Online transaction hours: 9:00 AM – 7:00 PM daily
SEC Registered Since 2004
ZOE & RST FINANCING CORP. is a duly registered financing company with the Securities and Exchange Commission of the Philippines.
ZOE FINANCIAL
ZOE & RST FINANCING CORP.
Company Name
ZOE & RST FINANCING CORP.
SEC Registration No.
CS200410347
Registration Date
September 14, 2004
Status
Registered ✓
Office Address
PIA-A Business Center, P. Guevarra Street, Laguna
Official Facebook Pages
ZOE Financial — Page 1
Official Facebook Page
ZOE Financial — Page 2
Official Facebook Page
What our clients say
Maria Santos
Laguna
“Napakadali ng proseso! Lahat online lang. Nakatanggap ako ng pautang sa loob ng 2 araw pagkatapos ng approval.”
Rodel Reyes
Cavite
“Very transparent ang terms. Ang 0.5% interest rate ay mas mababa kumpara sa iba. Highly recommended!”
Ana Lim
Batangas
“Ang GCash payment nila ay super convenient. Bayad lang through app, tapos send ng screenshot — done!”
Ready to apply?
Message us on Facebook. Transactions: 9 AM – 7 PM